Do You Actually Need Paid Antivirus?

By Øyvind · Published June 1, 2026

It is a fair question that most antivirus marketing avoids: with modern operating systems shipping capable built-in protection, do you still need to pay for a separate suite? The honest answer is "it depends on you", and being clear about that saves money and false confidence.

The case against paying is real. Built-in protection on current operating systems performs well in independent tests and covers the basics for a cautious user who keeps software updated and avoids risky downloads. For that person, a paid suite may add little beyond features they will not use.

The case for paying is also real and comes down to extras and habits. A paid suite such as Webroot or, for Apple users, Intego can add value through lightweight scanning, cross-platform coverage, identity features, web-filtering for a family, and centralised management across many devices. If you handle sensitive data, share a machine with less careful users, or simply want a single dashboard for the household, the convenience can justify the cost.

The deciding factors are your behaviour and your need for extras — not fear. The strongest protections are free: updates, scepticism toward links and attachments, and a password manager with two-factor authentication. If you do buy, compare on the same basis as in our best antivirus guide, and remember it complements rather than replaces a VPN.

Pay only if the extras and your situation justify it — otherwise good habits plus built-in protection are often enough. General guidance.