IdentityForce Review 2026
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IdentityForce
IdentityForce, now part of TransUnion, provides thorough identity monitoring with direct access to TransUnion credit data. Its UltraSecure+Credit plan offers comprehensive three-bureau monitoring at a competitive price.
Best for
Users who want thorough credit monitoring backed by a major credit bureau
Not for
Users looking for bundled security software (VPN, antivirus)
Prices verified April 2026. Always confirm directly with provider.
Pros
- Backed by TransUnion, a major credit bureau
- $1 million identity theft insurance on all plans
- SmartID alerts detect suspicious use of your information
- Three-bureau credit monitoring on UltraSecure+Credit plan
- Medical identity monitoring included
- Junk mail opt-out service
Cons
- No bundled VPN, antivirus, or security software
- Higher starting price than some competitors
- Mobile app could be more polished
- Limited family plan options
IdentityForce Review: Credit Bureau-Backed Identity Protection
IdentityForce has been providing identity protection services since 1978, making it one of the longest-running services in the industry. Now owned by TransUnion, one of the three major credit bureaus, it benefits from direct access to credit data and breach information.
Identity Monitoring
IdentityForce's SmartID system monitors multiple identity vectors: SSN, bank accounts, credit applications, court records, address changes, and dark web databases. Alerts are delivered in near real-time via email, text, or app notification. The UltraSecure plan includes all identity monitoring features without credit monitoring.
Credit Monitoring
The UltraSecure+Credit plan adds three-bureau credit monitoring from Experian, Equifax, and TransUnion. Monthly credit score updates and real-time alerts for credit inquiries, new accounts, and score changes provide comprehensive credit oversight. The TransUnion ownership gives IdentityForce privileged access to credit data.
Unique Features
IdentityForce includes medical identity monitoring, which detects unauthorized use of your health insurance or medical records. A junk mail opt-out service reduces pre-approved credit offers, lowering the risk of mail theft leading to identity fraud. Social media monitoring watches for unauthorized use of your identity on social platforms.
Identity Theft Insurance
All IdentityForce plans include $1 million in identity theft insurance covering stolen funds, legal fees, and lost wages. Dedicated US-based restoration specialists assist in the recovery process.
Pricing
UltraSecure at $17.99/mo. UltraSecure+Credit at $23.99/mo. Try IdentityForce today.
Final Verdict
IdentityForce is a strong choice for users who prioritize credit monitoring backed by a major credit bureau. The identity monitoring is thorough, and unique features like medical identity monitoring and junk mail opt-out add genuine value. The lack of bundled security software means you will need separate tools for VPN and antivirus protection. IdentityForce delivers reliable, bureau-backed identity protection.
Reviewed by Thomas — NorwegianSpark · How we review